Terms and Conditions

1. Overview of the Service

Bright Meritance provides an AI-driven data analysis and risk-management platform intended to support independent investors in evaluating information and monitoring positions, including stop-loss related tooling. The Service is provided for informational and analytical purposes only and does not constitute financial, investment, tax, or legal advice.

2. No Investment Advice

Nothing presented through the Service — including outputs, alerts, analyses, or risk indicators — should be interpreted as a recommendation to buy, sell, or hold any financial instrument. All investment decisions remain solely your responsibility. You should seek independent professional advice before making any financial decision.

3. Eligibility and Accounts

To use certain features of the Service you may need to register for an account. You agree to provide accurate information, keep your credentials confidential, and notify us promptly of any unauthorized use of your account. You must be legally capable of entering into binding contracts to use the Service.

4. Acceptable Use

• Lawful use only. You agree not to use the Service for any unlawful, fraudulent, or unauthorized purpose.
• No interference. You will not attempt to disrupt, reverse-engineer, or gain unauthorized access to the Service or its underlying systems.
• No misuse of outputs. You will not resell, redistribute, or misrepresent the Service's outputs as independently verified financial advice.
• Accurate input. You are responsible for the accuracy of any data or configuration you provide to the Service.

5. Subscription and Payment

Certain features of the Service may require a paid subscription. Fees, billing cycles, and applicable terms will be presented at the time of purchase. Unless otherwise stated, fees are non-refundable except where required by applicable law. We reserve the right to modify pricing with reasonable prior notice.

6. Intellectual Property

All content, software, design elements, and materials associated with the Service are owned by Bright Meritance or its licensors and are protected by applicable intellectual property laws. You are granted a limited, non-exclusive, non-transferable license to use the Service for its intended purpose, subject to these Terms. No other rights are granted.

7. Data and Third-Party Sources

The Service may incorporate data from third-party sources. While we aim to provide reliable analysis, we do not guarantee the accuracy, completeness, or timeliness of any data, whether sourced internally or externally. Market data may be delayed or subject to interruption.

8. Disclaimers

The Service is provided "as is" and "as available" without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the Service will be uninterrupted, error-free, or free of harmful components.

9. Limitation of Liability

To the fullest extent permitted by applicable law, Bright Meritance shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or investment value, arising from or related to your use of the Service, even if advised of the possibility of such damages.

10. Indemnification

You agree to indemnify and hold harmless Bright Meritance, its affiliates, and personnel from any claims, damages, liabilities, and expenses arising from your use of the Service or your violation of these Terms.

11. Suspension and Termination

We reserve the right to suspend or terminate your access to the Service, with or without notice, if we reasonably believe you have violated these Terms or engaged in conduct harmful to the Service or other users. You may discontinue use of the Service at any time.

12. Changes to the Terms

We may update these Terms from time to time to reflect changes in our practices or for legal or operational reasons. Material changes will be indicated by updating the "last revised" date or through reasonable notice. Continued use of the Service after changes take effect constitutes acceptance of the revised Terms.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Bright Meritance operates, without regard to conflict of law principles. Any disputes shall be subject to the exclusive jurisdiction of the competent courts of that jurisdiction, unless otherwise required by applicable law.

14. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will continue in full force and effect, and the invalid provision will be replaced with a valid provision that most closely reflects the original intent.

15. Contact

If you have questions about these Terms, please reach out via the contact details provided on our Contact page.