Privacy Policy

1. Introduction

Bright Meritance provides AI-driven data analysis and stop-loss risk management tools for independent investors. This policy applies to information collected through our website, applications, and any related services (collectively, the "Platform"). By using the Platform, you acknowledge that you have read and understood this Privacy Policy.

2. Information We Collect

We may collect the following categories of information:

• Account Information: Name, email address, and login credentials provided when you register for the Platform.
• Usage Data: Information about how you interact with the Platform, including pages visited, features used, and time spent on the site.
• Device and Technical Data: IP address, browser type, operating system, and general device information collected automatically.
• Communications: Information you provide when contacting us for support, inquiries, or feedback.
• Cookies and Similar Technologies: Data collected through cookies and similar tracking technologies as described in Section 6 below.

3. How We Use Information

We may use the information we collect for purposes including:

• Providing the Platform: Operating, maintaining, and improving our services, including analysis features and account functionality.
• Communication: Responding to inquiries, sending service-related notices, and providing customer support.
• Security: Detecting, preventing, and addressing fraud, abuse, or technical issues.
• Analytics: Understanding usage patterns to improve the design, content, and functionality of the Platform.
• Legal Compliance: Meeting legal obligations and enforcing our Terms of Service.

4. Legal Basis for Processing

Where applicable data protection law requires a legal basis for processing personal data, we rely on grounds such as: performance of a contract with you, your consent, our legitimate interests in operating and improving the Platform, and compliance with legal obligations. Specific legal bases may vary depending on your jurisdiction and the nature of the processing activity.

5. Sharing of Information

We do not sell personal information. We may share information in the following circumstances:

• Service Providers: With third-party vendors who perform services on our behalf, such as hosting, analytics, and customer support tools.
• Legal Requirements: When required to comply with applicable law, regulation, legal process, or governmental request.
• Business Transfers: In connection with a merger, acquisition, reorganization, or sale of assets, subject to applicable confidentiality obligations.
• With Consent: When you have given explicit consent for us to share your information for a specific purpose.

6. Cookies and Tracking Technologies

We use cookies and similar technologies to operate and improve the Platform, remember preferences, and analyze usage trends. You can control cookie preferences through your browser settings; however, disabling certain cookies may affect the functionality of the Platform. This section should be updated to reflect the specific cookies and tracking tools actually used on the site.

7. Data Retention

We retain personal information for as long as necessary to fulfill the purposes described in this policy, comply with legal obligations, resolve disputes, and enforce our agreements. Retention periods may vary depending on the type of data and the context in which it was collected.

8. Data Security

We implement reasonable technical and organizational measures designed to protect personal information from unauthorized access, disclosure, alteration, or destruction. However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security of your information.

9. International Data Transfers

If you access the Platform from outside the country in which our servers or service providers are located, your information may be transferred across international borders. Where such transfers occur, we aim to ensure appropriate safeguards are in place consistent with applicable data protection requirements.

10. Your Rights

Depending on your jurisdiction, you may have rights regarding your personal information, which may include the right to access, correct, delete, restrict, or object to certain processing, as well as the right to data portability and the right to withdraw consent where processing is based on consent. To exercise any applicable rights, please contact us using the details on our Contact page.

11. Children's Privacy

The Platform is not directed to individuals under the age of 18, and we do not knowingly collect personal information from minors. If we become aware that we have inadvertently collected information from a minor, we will take steps to delete such information.

12. Third-Party Links

The Platform may contain links to third-party websites or services that are not operated by us. We are not responsible for the privacy practices or content of such third parties, and we encourage you to review their respective privacy policies.

13. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. Any updates will be posted on this page with a revised "Last updated" date. We encourage you to review this policy periodically.

14. Contact Us

If you have questions or concerns about this Privacy Policy or our data practices, please reach out through the contact information provided on our Contact page.